Let’s be honest — we all want the latest phone, a powerful laptop, or that fancy gadget we’ve been eyeing. But buying them outright can really hurt your budget. That’s why EMI service in Nepal has become such a lifesaver. It lets you break down your payments into small, monthly chunks — without burning a hole in your wallet.
At Fatafat Sewa, we believe everyone deserves access to quality tech and appliances without worrying about big price tags. That’s why we’ve made EMI simple, fast, and accessible for everyone — even if you don’t have a credit card.
EMI stands for Equated Monthly Installment, and it simply means paying for something in small monthly parts instead of all at once. Whether it's a mobile phone, a laptop for school or work, or even home appliances, EMI helps you manage your budget while still getting what you need.
No more waiting, no more stressing about lump sum payments. With EMI, you can plan better and live smarter.
We’ve introduced one of Nepal’s best EMI services with 0% interest and 0% down payment (in many cases). Yes, you read that right. Whether you’re buying a MacBook, iPhone, or a camera, you can now pay over 6, 9, 12, or even 18 months without paying a single rupee extra.
And if you have a credit card, the process is super smooth — just pick your product, select EMI at checkout, and you’re done.
Let’s say you want to buy the iPhone 16 Pro Max, which costs NPR 2,07,000. If you have a credit card from any of our EMI partner banks, here's how you do it:
Tenure | Monthly EMI (0% Interest) |
6 months | NPR 34,500 |
9 months | NPR 23,000 |
12 months | NPR 17,250 |
18 months | NPR 11,500 |
No down payment, no interest, no paperwork – just your credit card!
Not everyone has a credit card — and that’s okay. At Fatafat Sewa, we’ve partnered with Hulas Finserve, Jagadamba Credit, and Goodwill Finance to make EMI available to more people.
With just these basic documents, you’re good to go:
✅ Your Citizenship Copy
✅ 1 Passport Size Photo
✅ Guarantor’s Citizenship and Photo
That’s it. EMI approval happens in as fast as 30 minutes. Super quick, super easy. Let’s be honest — we all want the latest phone, a powerful laptop, or that fancy gadget we’ve been eyeing. But buying them outright can hurt your pocket. That’s why EMI service in Nepal has become such a lifesaver. It lets you break down your payments into small, monthly chunks — without burning a hole in your wallet.
At Fatafat Sewa, we believe everyone deserves access to quality tech and appliances without worrying about big price tags. That’s why we’ve made EMI simple, fast, and accessible for everyone — even if you don’t have a credit card.
Suppose you want to buy the Samsung Galaxy S25 Ultra, priced at NPR 1,95,000, but don’t have a credit card. No worries — Fatafat Sewa lets you apply for EMI with just basic documents, through Hulas Finserve, Goodwill Finance, or Jagadamba Credit.
No credit card? No problem. With Fatafat Sewa + Hulas Finserve, you can still get the new Samsung Galaxy S25 Ultra on EMI with just your citizenship and a guarantor.
Hassle-free EMI for everyone. No salary slip required!
EMI stands for Equated Monthly Installment, and it simply means paying for something in small monthly parts instead of all at once. Whether it's a mobile phone, a laptop for school or work, or even home appliances, EMI helps you manage your budget while still getting what you need.
No more waiting, no more stressing about lump sum payments. With EMI, you can plan better and live smarter.
We’ve introduced one of Nepal’s best EMI services with 0% interest and 0% down payment (in many cases). Yes, you read that right. Whether you’re buying a MacBook, iPhone, or a camera, you can now pay over 6, 9, 12, or even 18 months without paying a single rupee extra.
And if you have a credit card, the process is super smooth — just pick your product, select EMI at checkout, and you’re done.
Not everyone has a credit card — and that’s okay. At Fatafat Sewa, we’ve partnered with Hulas Finserve, Jagadamba Credit, and Goodwill Finance to make EMI available to more people.
With just these basic documents, you’re good to go:
✅ Your Citizenship Copy
✅ 1 Passport Size Photo
✅ Guarantor’s Citizenship and Photo
That’s it. EMI approval happens in as fast as 30 minutes. Super quick, super easy.
Corporate EMI is done for office purchases not for personal purchases. It includes all the official legal purchases.
Your individual purchases are included in the Personal EMI service.
Additionally, buy on Fatafat Sewa and pay over time. 0% interest and 0% down payments for an EMI facility with a term of 6-9-12-18 months. Partners in banking are crucial.
EMI stands for Equated Monthly Installment, a popular financing method that allows customers to buy now and pay later in fixed monthly installments.
To make EMI service in Nepal even more accessible, Fatafat Sewa has partnered with leading finance companies. Here’s what’s new:
We have partnered for Samsung Mobile, Apple MacBook, Himstar Home Appliances and Samsung Home Appliances EMI service in Nepal. If you want to buy any product of mentioned then you do not need to have credit card just buy any products in EMI service within 30 minutes in EMI service in Nepal at Fatafat Sewa office or online basis. You just need 2 copy of photos and citizenship copy.
Similarly we have partnered with Jagadmba Credit for EMI on Honor Mobile with 0% interest. You can buy any Honor Mobile on EMI within 30 minutes. Just need citizenship and photo for EMI for Honor Mobile. You can buy above 20000 products from Honor mobiles. Good news recent launch Honor 400 series can be purchase in EMI with booking offers.
Get the latest OnePlus, Realme, OPPO, and VIVO smartphones on EMI in Nepal. We have newly partnership with Goodwill Finance for EMI service in Nepal for Top brands mobile.
For those who don’t have a credit card, Fatafat Sewa makes it easy to get approved for EMI in Nepal. Here’s what you need:
Here are some products you can grab on EMI today:
Samsung Galaxy S25 Ultra or Apple iPhone 16 Pro Max – Latest flagship with no-interest EMI
Apple MacBook Air M4 – Elegant performance starting from NPR 9,200/month
Canon EOS Cameras – Perfect for content creators
OnePlus 13 (16/512GB) – Premium phone on monthly installments
Honor 400 Series - Latest Launch in Budget
Fatafat Sewa offers Nepal’s easiest 0% EMI service on top tech and gadgets — no credit card needed! Buy the latest iPhones, Samsung phones, laptops, cameras, and more with simple monthly payments over 6, 9, 12, or 18 months. Get instant approval in just 30 minutes with basic documents. We’ve partnered with leading banks and finance companies like Hulas Finserve, Jagadamba Credit, and Goodwill Finance to make EMI accessible for all — personal and corporate. Visit www.fatafatsewa.com and start shopping smart today.
Q1. Can I buy a phone on EMI in Nepal without a credit card?
✅ Yes. Fatafat Sewa offers EMI with just citizenship, photo, and a guarantor's details.
Q2. Is there any interest or processing fee?
✅ With Fatafat Sewa and partners like Hulas Finserve, EMI is 0% interest. No hidden costs.
Q3. How fast is the approval process?
✅ Within 30 minutes, if all required documents are available.
Q4. Can I get EMI for office laptops and appliances?
✅ Yes, via Corporate EMI Service, valid for registered companies.
Q5. Can I choose my EMI tenure?
✅ Yes, choose between 6, 9, 12, or 18 months, depending on the product and partner.