Top 5 laptop for CSIT students under NPR 1 lakh

Finding a laptop with great features and specialities, especially for CSIT students is a demanding task. Also to look for affordable price is another dreading task. But don’t worry, we got you covered! Below are the top 5 budget friendly laptop on EMI equipped with modern processors, suitable for CSIT students under NPR 1 lakh in Nepal:

Price List of Top 5 laptops for CSIT students

1.Lenovo Thinkbook 13s Gen 4

1. Processor: 12th Generation Intel® Core™ i5-1240P Processor
2. Operating System: Windows 11 Pro 64.
3. Memory: 8 GB LPDDR5-4800MHz (Soldered)
4. Storage: 256 GB SSD M.2 2242 PCIe Gen4 TLC
5. Display: 13.3″ WQXGA (2560 x 1600)
6. Camera: 720P HD RGB with Array Microphone & Privacy Shutter.

2.Asus Vivobook 15X OLED (2022)

1. Color: Quiet Blue,Transparent Silver
2. Processor:Intel Core i5-12500H Processor 2.5 GHz (18M Cache, up to 4.5 GHz, 4P+8E cores)
3. Graphics: Intel Iris Xᵉ Graphics
4. Display: 15.6-inch, FHD (1920 x 1080) OLED 16:9 aspect ratio
5. Memory: Installed RAM-8GB
6. Storage: 512GB
7. Camera: 720p HD camera,With privacy shutter
8. Battery: 70WHrs, 3S1P, 3-cell Li-ion
9. Dimensions (W x D x H): 35.68 x 22.76 x 1.99 ~ 1.99 cm (14.05″ x 8.96″ x 0.78″ ~ 0.78″)

3.Acer Aspire 7

1. Model: Acer Aspire 7 539C 2022
2. Processor: 12th Generation Intel Core i5-1240P
3. RAM: 8 GB DDR4 RAM
4. Storage: 512GB SSD
5. Display: 15.6-inch 144Hz IPS display; Full-HD (1920 X 1080 pixels) resolution
6. Graphic: NVIDIA RTX 3050 4GB of dedicated GDDR6 VRAM

4.Acer Swift Go 14 (2023)

1. Model: Acer Swift Go 14 2023 
2. Processor: AMD Ryzen 5 7530U
3. RAM: 16GB DDR4 RAM
4. Storage: 512GB
5. Display: 14-inch IPS display; Full-HD (1920 x 1080 Pixels) Resolution
6. Graphic: AMD Radeon Graphics
7. Dimesion:322.8 x 212.2 x 15.9 m
8. Battery: 50Whr battery

5.HP Victus 15 (2023)

1. Display: 15.6-inch IPS LCD, 144Hz refresh rate
2. Resolution: FHD (1920 x 1080 pixels)
3. Processor: Intel Core i5-13420H CPU (8C/12T, 4.6GHz Max Boost)
4. Graphics: Up to RTX 4050
5. RAM: 8/16GB DDR4-3200
6. Storage: 512GB PCIe Gen4 NVMe M.2 SSD
7. Battery: 3-cell 52.5 Wh Li-ion polymer
8. Color Options: Mica Silver

How to buy Laptop on EMI in Nepal?

Fatafat Sewa’s NO COST EMI option is designed to make high-end products easily accessible to you without straining your budget. You can shop onlinе with us for sеlеct mobilеs, laptops, largе and small appliancеs, furniturе, еlеctronics, and watchеs without worrying about it. So, if you’vе had your еyе on a product for a whilе, it’s time to take a closer look. You may bе еligiblе for an EMI plan that suits your nееds.

How EMI works?

Monthly EMI is calculated as per the approved finance amount:

 For example, if approved amount is Rs 30,000/-

 Monthly EMI = Total approved amount / duration (in Month)

 For 6 Month -> Rs 30,000/- / 6 Month = Rs 5000/- per Month

 For 12 Month -> Rs 30,000/- / 12 Month = Rs 2500/- per Month

 For 18 Month -> Rs 30,000/- / 18 Month = Rs 1666.66/- per Month

Who are eligible for applying EMI?

EMI is only applicable for purchase above NPR 15000.

To buy a laptop on EMI, applicants need to be of legal age, provide valid identification such as a Citizenship certificate or Voter’s ID, reveal a steady source of income through a valid salary sheet, have an active bank account, and may undergo a credit check. Some EMI schemes may also require a down payment. Specific requirements may vary among different EMI providers. Passport-size photos are mandatory and certain EMI schemes may require applicants to have a credit card from the partner banks.

No documentation is required if you have a credit card. If you don’t have one, Fatafat Sewa offers two different forms of EMI services. Personal EMI Service is the second option after Corporate EMI Service.

The Corporate EMI Service requires your

1. Company registration documents
2. Bank statements
3. A memorandum of association (MoA), is a document that shows the characteristic of the company.
4. Article of Association (AoA), the document that outlines the board of directors’ duties and the company’s charter.
5. Tax Clearance document (Last year)
6. Two copies of your photos
7. Two copies of your Citizenship

Corporate EMI is done for office purchases not for personal purchases. It includes all the official legal purchases.

Regarding Personal Service, the following paperwork is required.

1. Your two passport-size photos
2. Copies of your citizenship
3. Income statements (your salary proof)
4. Bank Statements of Salary accounts (3-6 months minimum statements)

How to apply for EMI in Nepal?

Let’s say you want to buy the latest Lenovo Thinkbook 13s Gen 4. The steps on how you can purchase laptop on EMI using Fatafat Sewa is listed below.

Step 1: Open our site Fatafat Sewa.

Step 2: Then go to search bar,Search for the product you want.

Step 3: Let's say you want  Lenovo Thinkbook. Type this into the search bar and the product will appear.

Step 4: Click on Apply EMI and fill all the information(personal info,bank info and EMI information) as asked.

Step 5: You will get an Email from us after filling up all the forms.

Step 6: Print the email and take that to your bank.

After completing above steps you will finally have bought yourLenovo Thinkbook 13s Gen 4on EMI in Nepal from Fatafat Sewa.

Our Banking Partners for EMI Service in Nepal:

1. Citizen International Bank Ltd.
2. NIC Asia Bank Ltd.
3. Kumari Bank Ltd.
4. Nabil Bank Ltd.
5. Mega Bank Ltd.
6. NMB Bank Ltd.
7. Sunrise Bank Ltd.
8. Siddhartha Bank Ltd.
9. Century Bank Ltd.
10. Global IME Bank Ltd.
11. Machhapuchhre Bank Ltd.
12. Sanima Bank Ltd.

Frequently Asked Questions:

What is EMI?

EMI stands for “Equated Monthly Installment”. EMI simply means a simple plan where you can buy a product/goods today and pay for that specific product on a month-to-month basis.

What can you get on EMI?

Laptops, Mobile, Accessories like gadgets, machinery, drones, and many more. The price range for EMI are above 15 thousands.

Is it okay to buy laptop on EMI?

Buying a laptop on EMI (which means you pay in monthly installments) can be a good idea if it fits your budget and you can make the payments on time.

What is the duration of your EMI payment plan?

It is highly depended on the plan you select for. Plans are available from 6, 9, 12, and 18 months. You can buy the Best Laptop on EMI onFatafat Sewa.