Looking for the best Samsung mobile phones on EMI in Nepal? In 2026, Samsung offers smartphones across different price ranges, from affordable Galaxy A-series models to premium Galaxy S-series and foldable smartphones.
If you want to buy a Samsung phone without paying the full price upfront, Fatafat Sewa offers convenient EMI options on eligible Samsung smartphones. In this guide, we compare 7 of the best Samsung phones based on price, performance, display, camera, features and EMI affordability.
Note: EMI amounts below are calculated using a 40% down payment and 0% interest. Actual EMI availability may depend on bank/finance partner, customer eligibility and current offer terms.
Quick Comparison: Best Samsung Phones on EMI in Nepal
Samsung Mobile | Price in Nepal | Down Payment | 12 Month EMI | 24 Month EMI |
|---|---|---|---|---|
Samsung Galaxy S26 Ultra 12/256GB | 212,999 | 85,200 | 10,650 | 5,325 |
Samsung Galaxy S26+ 12/256GB | 159,999 | 64,000 | 8,000 | 4,000 |
Samsung Galaxy S26 12/256GB | 133,999 | 53,600 | 6,700 | 3,350 |
Samsung Galaxy S25 FE 8/256GB | 107,999 | 43,200 | 5,400 | 2,700 |
Samsung Galaxy A57 8/256GB | 84,999 | 34,000 | 4,250 | 2,125 |
Samsung Galaxy A37 8/128GB | 64,999 | 26,000 | 3,250 | 1,625 |
Samsung Galaxy A17 5G 8/256GB | 56,999 | 22,800 | 2,850 | — |
1. Samsung Galaxy S26 Ultra – Best Samsung Phone on EMI
The Samsung Galaxy S26 Ultra is the best choice for users who want Samsung's most premium smartphone experience. It is designed for demanding users who prioritize flagship performance, photography, display quality and productivity.
The 12GB/256GB variant is priced at Rs. 212,999 in Nepal.
Galaxy S26 Ultra EMI
Price | Down Payment | 12 Months | 24 Months |
|---|---|---|---|
212,999 | 85,200 | 10,650 | 5,325 |
Why Buy Galaxy S26 Ultra?
Premium flagship performance
Advanced camera system
High-end display
Premium design and build
Powerful productivity features
Excellent for gaming and photography
Large storage options
Best for: Flagship users, photographers, gamers and professionals.
2. Samsung Galaxy S26+ – Best Premium Samsung Phone
The Samsung Galaxy S26+ is an excellent option for users who want flagship Samsung performance with a large display but do not need to spend as much as they would on the Ultra model.
The 12GB/256GB variant is priced at Rs. 159,999.
Galaxy S26+ EMI
Price | Down Payment | 12 Months | 24 Months |
|---|---|---|---|
159,999 | 64,000 | 8,000 | 4,000 |
Why Buy Galaxy S26+?
Large premium display
Powerful flagship performance
Excellent camera experience
Premium Samsung design
Great for gaming and entertainment
Suitable for multitasking
Best for: Users who want a large premium Samsung flagship.
3. Samsung Galaxy S26 – Best Compact Flagship
The Samsung Galaxy S26 is a great option for users who want flagship-level performance in a more manageable smartphone.
The 12GB/256GB model is priced at Rs. 133,999 in Nepal.
Galaxy S26 EMI
Price | Down Payment | 12 Months | 24 Months |
|---|---|---|---|
133,999 | 53,600 | 6,700 | 3,350 |
Why Buy Galaxy S26?
Flagship performance
Premium and compact design
Excellent display
High-quality cameras
Advanced Samsung features
Easy to handle compared to larger models
Best for: Users looking for a premium compact Samsung flagship.
4. Samsung Galaxy S25 FE – Best Value Flagship
The Samsung Galaxy S25 FE brings many premium Samsung features at a lower price than the main S-series flagships.
The 8GB/256GB variant is priced at Rs. 107,999.
Galaxy S25 FE EMI
Price | Down Payment | 12 Months | 24 Months |
|---|---|---|---|
107,999 | 43,200 | 5,400 | 2,700 |
Why Buy Galaxy S25 FE?
Premium Samsung design
Strong performance
High-quality display
Good camera capabilities
256GB storage
Flagship-style Samsung experience
More affordable than the S26 series
Best for: Buyers who want premium Samsung features at a comparatively lower price.
5. Samsung Galaxy A57 – Best Samsung Mid-Range Phone
The Samsung Galaxy A57 is a strong choice for buyers who want a premium-looking Samsung phone without spending over Rs. 100,000.
The 8GB/256GB variant is priced at Rs. 84,999, while the 12GB/256GB version costs Rs. 89,999.
Galaxy A57 EMI
Price | Down Payment | 12 Months | 24 Months |
|---|---|---|---|
84,999 | 34,000 | 4,250 | 2,125 |
Why Buy Galaxy A57?
Premium Galaxy A-series design
Large AMOLED display
Smooth refresh rate
Strong everyday performance
Good camera setup
5G connectivity
Large battery
Fast charging
Best for: Students, professionals and everyday users looking for a premium mid-range Samsung phone.
6. Samsung Galaxy A37 5G – Best Value for Money
The Samsung Galaxy A37 5G is an attractive option for users who want a modern Samsung smartphone with 5G connectivity and premium features at a lower price.
The 8GB/128GB variant is priced at Rs. 64,999.
Galaxy A37 5G EMI
Price | Down Payment | 12 Months | 24 Months |
|---|---|---|---|
64,999 | 26,000 | 3,250 | 1,625 |
Why Buy Galaxy A37 5G?
5G connectivity
AMOLED display
Smooth 120Hz refresh rate
Good performance
Quality camera system
Large battery
Fast charging
Premium Samsung design
Best for: Buyers looking for a balanced Samsung 5G phone at around Rs. 65,000.
7. Samsung Galaxy A17 5G – Best Affordable Samsung Phone on EMI
If your budget is below Rs. 60,000, the Samsung Galaxy A17 5G is one of the best Samsung options to consider.
The 8GB/256GB variant costs Rs. 56,999.
Galaxy A17 5G EMI
Price | Down Payment | 12 Months | 24 Months |
|---|---|---|---|
56,999 | 22,800 | 2,850 | — |
Why Buy Galaxy A17 5G?
5G connectivity
Large display
Good everyday performance
Samsung's One UI experience
Good battery life
Multiple RAM and storage options
Affordable EMI
Best for: Students, first-time Samsung buyers and budget-conscious users.
Samsung Mobile EMI Price List in Nepal 2026
Below is a wider Samsung mobile EMI comparison for buyers looking for different price ranges.
Samsung Mobile | Price in Nepal | Down Payment | 12 Month EMI | 24 Month EMI |
|---|---|---|---|---|
Galaxy A07 4/64GB | 25,499 | 10,200 | 1,275 | — |
Galaxy A07 4/128GB | 29,499 | 11,800 | 1,475 | — |
Galaxy A07 6/128GB | 33,499 | 13,400 | 1,675 | — |
Galaxy M17 5G 6/128GB | 43,999 | 17,600 | 2,200 | — |
Galaxy A17 5G 6/128GB | 44,999 | 18,000 | 2,250 | — |
Galaxy A17 5G 8/128GB | 48,999 | 19,600 | 2,450 | — |
Galaxy A27 5G 6/128GB | 51,999 | 20,800 | 2,600 | — |
Galaxy A17 5G 8/256GB | 56,999 | 22,800 | 2,850 | — |
Galaxy A37 5G 8/128GB | 64,999 | 26,000 | 3,250 | 1,625 |
Galaxy A27 5G 8/256GB | 65,999 | 26,400 | 3,300 | 1,650 |
Galaxy A37 5G 8/256GB | 72,999 | 29,200 | 3,650 | 1,825 |
Galaxy A37 5G 12/256GB | 79,999 | 32,000 | 4,000 | 2,000 |
Galaxy A57 8/256GB | 84,999 | 34,000 | 4,250 | 2,125 |
Galaxy A57 12/256GB | 89,999 | 36,000 | 4,500 | 2,250 |
Galaxy S25 FE 8/256GB | 107,999 | 43,200 | 5,400 | 2,700 |
Galaxy S26 12/256GB | 133,999 | 53,600 | 6,700 | 3,350 |
Galaxy Z Flip 7 12/256GB | 154,999 | 62,000 | 7,750 | 3,875 |
Galaxy S26+ 12/256GB | 159,999 | 64,000 | 8,000 | 4,000 |
Galaxy S25 Ultra 12/256GB | 184,999 | 74,000 | 9,250 | 4,625 |
Galaxy Z Flip 8 12/256GB | 194,999 | 78,000 | 9,750 | 4,875 |
Galaxy S26 Ultra 12/256GB | 212,999 | 85,200 | 10,650 | 5,325 |
Galaxy S26 Ultra 12/512GB | 242,999 | 97,200 | 12,150 | 6,075 |
Galaxy Z Fold 7 12/256GB | 259,999 | 104,000 | 13,000 | 6,500 |
Galaxy Z Fold 8 12/256GB | 274,999 | 110,000 | 13,750 | 6,875 |
Galaxy S26 Ultra 12/1TB | 293,999 | 117,600 | 14,700 | 7,350 |
Galaxy Z Fold 8 Ultra 12/256GB | 299,999 | 120,000 | 15,000 | 7,500 |
Galaxy Z Fold 8 Ultra 12/512GB | 339,999 | 136,000 | 17,000 | 8,500 |
Samsung Mobile EMI at Fatafat Sewa
Fatafat Sewa makes it easier to purchase Samsung smartphones through flexible EMI options.
Whether you are looking for an affordable Galaxy A-series, a premium Galaxy S-series, or a foldable Galaxy Z-series, you can choose an eligible Samsung smartphone according to your budget and payment capacity.
EMI Options at Fatafat Sewa
For Samsung phones below Rs. 60,000:
12-month EMI available
40% down payment
0% interest EMI calculation
For Samsung phones above Rs. 60,000:
12-month EMI available
24-month EMI available
40% down payment
0% interest EMI calculation
EMI availability, bank approval, processing fees and other terms may vary depending on the applicable financing partner and customer eligibility.
Why Buy Samsung Mobile on EMI from Fatafat Sewa?
Buying a Samsung phone on EMI can make premium smartphones more affordable by spreading the payment over several months.
Benefits include:
Flexible EMI payment options
12-month EMI options
24-month EMI options on eligible phones
40% down payment structure
0% interest EMI options where applicable
Wide range of Samsung smartphones
Affordable monthly payment
Easy way to upgrade to a better smartphone
Which Samsung Phone Should You Buy in Nepal?
Requirement | Recommended Samsung Phone |
|---|---|
Best overall | Galaxy S26 Ultra |
Best premium phone | Galaxy S26+ |
Best compact flagship | Galaxy S26 |
Best value flagship | Galaxy S25 FE |
Best mid-range | Galaxy A57 |
Best value for money | Galaxy A37 5G |
Best affordable 5G | Galaxy A17 5G |
Best foldable | Galaxy Z Fold 8 / Fold 8 Ultra |
Best flip phone | Galaxy Z Flip 8 |
Best budget Samsung | Galaxy A07 |
Final Verdict: Best Samsung Mobile on EMI in Nepal
Samsung offers smartphones for almost every budget in Nepal. If you want the ultimate Samsung experience, the Galaxy S26 Ultra is the best overall choice.
For users looking for flagship performance at a lower price, the Galaxy S26 and Galaxy S25 FE are excellent choices.
For mid-range buyers, the Galaxy A57 offers a strong combination of display, performance, camera and battery features. Meanwhile, the Galaxy A37 5G is a great value-for-money option.
If your budget is below Rs. 60,000, the Galaxy A17 5G is an attractive choice with an estimated EMI of just Rs. 2,850 per month under the 40% down-payment calculation.
With Samsung mobile EMI at Fatafat Sewa, you can choose a smartphone based on both its features and a monthly payment that fits your budget.
Frequently Asked Questions
1. Which is the best Samsung mobile on EMI in Nepal in 2026?
The Samsung Galaxy S26 Ultra is the best overall Samsung phone for users who want premium performance, camera capabilities, display quality and flagship features.
2. Which Samsung phone is best under Rs. 100,000?
The Samsung Galaxy A57 is one of the best choices under Rs. 100,000, with the 8GB/256GB variant priced at Rs. 84,999.
3. Which Samsung phone is best under Rs. 60,000?
The Samsung Galaxy A17 5G 8GB/256GB is a strong choice under Rs. 60,000, priced at Rs. 56,999.
4. Can I buy Samsung phones on EMI in Nepal?
Yes. Eligible Samsung smartphones can be purchased through EMI plans depending on the applicable bank or financing partner and customer eligibility.
5. What is the cheapest Samsung EMI option?
Among the models listed above, the Galaxy A07 4GB/64GB has the lowest calculated monthly EMI at approximately Rs. 1,275 for 12 months, with a 40% down payment.
6. Is 24-month EMI available for Samsung phones?
Yes. Under the EMI structure used in this article, Samsung phones priced above Rs. 60,000 have both 12-month and 24-month EMI options. Actual availability depends on eligibility and applicable financing terms.
7. How much down payment is required for Samsung mobile EMI?
Under the EMI calculation used in this article, the down payment is 40% of the phone's listed price.
For example:
Galaxy S26 – Rs. 133,999
40% down payment = Rs. 53,600
12-month EMI = Rs. 6,700/month
24-month EMI = Rs. 3,350/month